PhilHealth Contribution Calculator Philippines
See how much PhilHealth takes from your monthly pay and how much your employer pays. For employed members. Everything is computed on your device.
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Compute your PhilHealth premium
Your monthly PhilHealth deduction
Your salary is below ₱10,000.00, so the premium is computed on ₱10,000.00.
Your salary is above ₱100,000.00, so the premium is computed on ₱100,000.00.
| Salary used for the premium | |
|---|---|
| Total premium (5%) | |
| Your share (employee) | |
| Employer's share |
How the PhilHealth premium is computed
Premium = 5% × monthly basic salary
- If you earn less than ₱10,000.00, the premium is computed on ₱10,000.00.
- If you earn more than ₱100,000.00, the premium is computed on ₱100,000.00.
- So the total premium is between ₱500.00 and ₱5,000.00 a month.
- For employed members, you and your employer each pay half. If the premium does not split evenly, your share is the lower half and your employer pays the extra centavo.
(Sources: RA 11223, Sec. 10; PhilHealth Advisory 2025-0002; PhilHealth Advisory 2026-0042; PhilHealth sample computation)
Worked examples
Example 1: ₱25,000 basic salary
- Total premium: 5% × ₱25,000.00 = ₱1,250.00
- You pay: ₱625.00
- Your employer pays: ₱625.00
Example 2: ₱8,000 basic salary (below the floor)
- Computed on ₱10,000.00, not ₱8,000.00
- Total premium: ₱500.00
- You pay: ₱250.00
Frequently asked questions
How much is the PhilHealth contribution?
The premium is 5% of your monthly basic salary. Salaries below ₱10,000.00 are computed as ₱10,000.00, and salaries above ₱100,000.00 are computed as ₱100,000.00.
Who pays the PhilHealth premium?
For employed members, the premium is divided equally: you pay half through salary deduction and your employer pays the other half. If it does not divide evenly, your share is the lower half and your employer pays the extra centavo.
Did the PhilHealth rate go up in 2026?
No. PhilHealth Advisory No. 2026-0042 (July 2026) says the 5% rate that took effect in January 2025 still applies. This was the last scheduled increase under the Universal Health Care Act.
Is PhilHealth based on my gross pay?
No. Employers must use your monthly basic salary: fixed basic rate; excludes commissions, overtime, allowances, 13th month pay and bonuses. Unpaid absences and tardiness are also not deducted from it.
Sources
- Republic Act No. 11223 (Universal Health Care Act), Sec. 10
- PhilHealth Advisory No. 2025-0002: Premium Contribution for All Direct Contributors for CY 2025
- PhilHealth Advisory No. 2026-0042 (July 21, 2026): 5% premium rate effective January 2025
- PhilHealth: Sample computations of PhilHealth premium (equal sharing and odd centavo)
This calculator covers employed members only. Self-employed, voluntary, and OFW members pay the full premium themselves.
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